The following Schedule is an itemization of fees that may apply to your account. As you'll see in the schedule, credit union accounts and services are reasonably priced and applicable account fees are applied to members' accounts in instances where the service provided is an operating expense to the credit union. Because Strategic FCU is a not-for-profit cooperative, we are able to maintain reasonably priced accounts, while providing competitively higher rates on savings and lower rates on loans.
Rates are effective as of April 20, 2006.
| Excessive Withdrawal Fee |
$1.00 per withdrawal
in excess of five (5) per month |
| Holiday Club Account Withdrawal Fee |
$10.00 per request |
| Draft Non-Sufficient Funds Fee |
$25.00 per item |
| Stop Payment Fee |
$25.00 per request |
| Check Order Fee |
Prices vary depending on style |
| Draft Copy Fee |
$3.50 per draft |
| Bill Payment |
FREE |
| Non-Sufficient Funds |
$25.00 per item |
| Stop Payment |
$25.00 per item |
| Claims |
$25.00 per item |
| Account Reconciliation Fee |
$15.00 per hour |
| Account Research Fee |
$15.00 per hour |
| Statement Copy from Microfiche |
$ 5.00 per statement |
| Deposited Item Return |
$25.00 per item |
| Items Sent for Collection Fee |
$25.00 per item |
| Wire Transfer (outgoing) Fee |
$15.00 per transfer |
| Wire Transfer (international) Fee |
$35.00 per transfer |
| Gift Cheques |
$1.25 each |
| Money Order Fee |
$1.25 per money order |
| Traveler's Cheques Fee |
$1.00 per $100 |
| Traveler's Cheques for Two Fees |
$1.50 per $100 |
| Inactive Account Fee |
$5.00 per quarter,
after 24 months |
| Locator Fee |
$5.00 per year,
for returned mail |
| Official Check Fee, Second Party |
$5.00 per check |
| Nonproprietary ATM Withdrawal/Inquiries |
$1.00 per request,
after Six (6) ATM
withdrawals per month |
| ACH Non-Sufficient Funds Fee |
$25.00 per item |
| ATM Non-Sufficient Funds Fee |
$25.00 per request |
Replacement Card, VISA Check/ATM |
$5.00 per card |
| Membership Share |
$5.00 par value |
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