Use your Strategic Federal Credit Union Automatic Teller Machine (ATM) card wherever you see the following network signs displayed.


You can also pay with your ATM card without a fee through the STAR network at the gas pump or grocery store. Get cash back at the grocery store without a fee by changing your purchase to $20, $50 or more over the purchase price at the checkout terminal.

Obtaining an ATM card is easy; just stop by our office. Plus, you're able to choose your own personal identification number (PIN) for the card.

CARLA
CARLA is our free, 24-hour automated transaction and inquiry line. All you need is your member number, a Personal Identification Number (PIN) and a touch-tone phone; and you're on your way to inquiring and transacting any time you need account information. Use CARLA to check balances on all accounts, obtain loan payoff information, transfer funds, and inquire about activity on your accounts.

Bill Payment
Click here to view a demo on Bill Pay, It's FREE!!!

With Bill Pay, you can pay all your bills online. No more stamps. No more missing due dates. It's easy. Just visit our Home Banking page and register today!

Direct Deposit
Don't stand in line on paydays! You'll enjoy the safety and convenience of having your paycheck automatically deposited each payday. There's no lost check, no standing in line, no mailing involved, and no waiting period for funds availability. The entire amount of your paycheck may be automatically deposited into your credit union account or distributed among accounts, if you desire. Direct deposit enables you to set up savings deposits and loan payments systematically without doing any of the work. It's all done for you every payday.

Overdraft Protection
Mistakes in your checking account can happen--causing stiff fees and penalties from the merchant and the financial institution! If you overdraft your checking account, overdraft protection will automatically pull from available funds in your Share Savings account to clear the check. This protection is automatically set up when you open your checking account. The transfer can happen three times a month without a fee.

Member's Choice GAP Protection
An affordable way to fill the gap. Auto insurance might not be enough if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance will cover the replacement value. Nevertheless, you remain liable for payment of the difference between the insurance settlement and your loan blanace. For just a few dollars a month, you can protect yourself against that kind of unexpected expense. You can elect Member's Choice Gap Protection at the same time you apply for your loan. It's that easy. And your Member's Choice Gap premium can be rolled into your monthly loan payment.

Traveler's Cheques
Getting ready to leave for a trip means finalizing details and obtaining traveler's cheques! We encourage our members to purchase traveler's cheques before they travel, as a financially secure means of traveling anywhere. The next time you're preparing for a trip, stop by the credit union for your American Express Traveler's Cheques. A nominal fee is charged.

Gift Cheques
The gift for any occasion! What an elegant, thoughtful way to give money as a gift. Available in denominations of $25, $50 or $100. A nominal fee is charged.

Money Orders
When money orders are necessary, you can get them at your credit union for a nominal fee. See our Fee Schedule for details on our money orders.

Official Checks
Official Checks may be used for necessities like closing on a house, legal fees, or collateralized loans pay off. Our Official Checks are guaranteed funds issued directly from the member's account. Official Checks made payable to our members are issued free of charge for those times when you need to withdraw funds. Official Checks payable to a second party is issued for a nominal fee. See our Fee Schedule for additional details that may apply to Official Checks.

U.S. Savings Bonds
U.S. Savings Bonds are backed with the full faith and credit of the United States, which makes them one of the safest investments around. Savings bonds also offer market based rates, interest exempt from state and local income taxes, deferred federal tax on accrued earnings, and exclusion from federal tax if your bond proceeds are used to pay for higher education.

Redeem and purchase your U.S. Savings Bonds at our office. Find out more about U.S. Savings bonds on the Internet at www.publicdebt.treas.gov. Check out the latest information, rates, bond value charts, and complete details on how to save for college with U.S. Savings Bonds.

Wire Transfers
This is a convenient service offered to members who need to receive funds quickly via a wire transfer or send funds from their account via a wire transfer for credit on the same day.

Instructions for sending a wire transfer to Strategic FCU

Wire to:

Virginia League Corporate Federal Credit Union Lynchburg, Virginia Routing and Transit Number 2514-8432-3 For credit to Strategic Federal Credit Union ABA #2560-7855-6 For final credit to (your name and member number)

If you wish to wire money out of your account at the credit union, please fill out the Wire Transfer Form. The following information will be needed to complete the form:

• The receiving institution's name, address and the institution's routing and transit or ABA number.
• The receiving account number and accountholder (payee)
• The deadline for sending a wire transfer is 11:30 am.

Certain fees apply for wire transfers; refer to our Fee Schedule for the latest information.

Night Deposit
We have conveniently located Night Deposit boxes outside both branch locations. If you need to make a deposit and can’t get to us during business hours just drop the deposit in the Night Drop and we’ll be glad to deposit it in your account on the next business day. Please NO CASH in the Night Drop box.

US Postage Stamps
No need to make an extra stop at the Post Office to buy a book of stamps. Your Credit Union has them available.