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Convenience Services

Convenience Services

VISA Check Card

Credit Cards on KeyboardWith a VISA Check Card you don't have to worry about carrying around your checkbook. Simply swipe your card, sign the receipt and your're on your way! The purchases are automatically deducted from your Share Draft/Checking account.

The VISA Check Card can also be used as your ATM card, you will be given a personal identificaiton number (PIN) for those times you need a little extra cash. Star & Plus networks may charge a small fee. VISA check Card can be used anywhere VISA is accepted. If you need to report your VISA Check Card Lost/Stolen and it's after business hours please contact 1-866-553-3478 to cancel your card. Pick up an application today!!

Helpful Hint: Be sure to keep your receipt of each transaction so you can verify and balance your statement each month.


CARLA is our free, 24-hour automated transaction and inquiry line. All you need is your member number, a Personal Identification Number (PIN) and a touch-tone phone; and you're on your way to inquiring and transacting any time you need account information. Use CARLA to check balances on all accounts, obtain loan payoff information, transfer funds, and inquire about activity on your accounts.

Bill Payment

With Bill Pay, you can pay all your bills online. No more stamps. No more missing due dates. It's easy.

Direct Deposit

Don't stand in line on paydays! You'll enjoy the safety and convenience of having your paycheck automatically deposited each payday. There's no lost check, no standing in line, no mailing involved, and no waiting period for funds availability. The entire amount of your paycheck may be automatically deposited into your credit union account or distributed among accounts, if you desire. Direct deposit enables you to set up savings deposits and loan payments systematically without doing any of the work. It's all done for you every payday.

Overdraft Protection

Mistakes in your checking account can happen--causing stiff fees and penalties from the merchant and the financial institution! If you overdraft your checking account, overdraft protection will automatically pull from available funds in your Share Savings account to clear the check. This protection is automatically set up when you open your checking account. The transfer can happen three times a month without a fee.

Member's Choice GAP Protection

An affordable way to fill the gap. Auto insurance might not be enough if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance will cover the replacement value. Nevertheless, you remain liable for payment of the difference between the insurance settlement and your loan blanace. For just a few dollars a month, you can protect yourself against that kind of unexpected expense. You can elect Member's Choice Gap Protection at the same time you apply for your loan. It's that easy. And your Member's Choice Gap premium can be rolled into your monthly loan payment.

Official Checks

Official Checks may be used for necessities like closing on a house, legal fees, or collateralized loans pay off. Our Official Checks are guaranteed funds issued directly from the member's account. Official Checks made payable to our members are issued free of charge for those times when you need to withdraw funds. Official Checks payable to a second party is issued for a nominal fee. See our Fee Schedule for additional details that may apply to Official Checks.

U.S. Savings Bonds

U.S. Savings Bonds are backed with the full faith and credit of the United States, which makes them one of the safest investments around. Savings bonds also offer market based rates, interest exempt from state and local income taxes, deferred federal tax on accrued earnings, and exclusion from federal tax if your bond proceeds are used to pay for higher education.

Redeem your U.S. Savings Bonds at our office. Find out more about U.S. Savings bonds on the Internet at Check out the latest information, rates, bond value charts, and complete details on how to save for college with U.S. Savings Bonds.

Wire Transfers

This is a convenient service offered to members who need to receive funds quickly via a wire transfer or send funds from their account via a wire transfer for credit on the same day.

Instructions for sending a wire transfer to Strategic FCU

Bank Name: Vizo Financial Corporate Credit Union
Address: 1201 Fulling Mill Road
Middletown, PA 17057
ABA# 2313-8755-0
Credit to: Strategic Federal Credit Union
Account #: 256078556120
Final Credit: Member name & Account number

If you wish to wire money out of your account at the credit union, please fill out the Wire Transfer Form. The following information will be needed to complete the form:

Certain fees apply for wire transfers; refer to our Fee Schedule for the latest information.


Night Deposit

We have a Night Deposit box located outside the Springfield Branch. If you need to make a deposit and can't get to us during business hours just drop the deposit in the Night Drop and we'll be glad to deposit it in your account on the next business day. Please NO CASH in the Night Drop box.